Insured period - will depend on the length of the shortest daily plan:
R5
min. 20 + 20 days (100% for 20 days > refund 50%, then 50% remains active for another 20 days) longer plans have to cover 70% ROI
GS
min 15 + 15 days (100% for 15 days > refund 50%, then 50% remains active for another 15 days) if the shortest daily plan is longer than 15 days, than 20+20 required
even longer plans have to cover 60% ROI
after-plans only: 15days
